Legacy AG Credit

  • Looking for ways to be involved?

    The Legacy Ag Credit Nominating Committee meets annually to consider candidates for director, nominating committee, and nominating committee alternate positions. Visit Get Involved | Legacy Ag Credit | Legacy Ag Credit (legacyaca.com) to learn more! 

  • Looking for a new view?

    We're experts in financing rural Northeast Texas.

  • Building your legacy?

    Ask how we can help.

  • Texas rural land

    Dedicated to financing rural East Texas

    We're here to help. 

loan Apply for a Loan

We are a full-service lender offering a variety of flexible loan programs, from long-term to short-term credit. We have the loan that is just right for you!

Apply now
land loan calculator Loan Calculator

We are a full-service lender offering a variety of flexible loan programs, from long-term to short-term credit.

Land Loan Calculator

Why Legacy Ag Credit

Welcome to Legacy Ag Credit, your trusted agriculture lender to help you simplify the farm credit system.

Through powerful insights into the Northeast Texas agriculture industry and personalized on-farm services, we’ll show you how to make the most of your agriculture loans and build a legacy you can be proud of.

What does that look like for you? Maybe it’s growing a successful rural business by purchasing more herds. Perhaps you need fertilizer and seeds to ensure your crops are abundant and healthy. How about buying a property with ponds and lakes to escape the hectic city life.

The seasoned relationship managers at Legacy Ag Credit have one job: make your vision come true. We are committed to taking the guessing out of agriculture financing, so borrowers like you can work more and worry less.

Learn more

Our Products & Services

When looking for a place to build your country Legacy, we can help. Legacy Ag Credit is the expert in rural living and land loans for rural Northeast Texas and has been for more than 100 years.

All Products & Services

Real Estate & Improvement Loans

Financing, and refinancing, for farms, ranches, raw land, timber tracts and country homes – plus rural property improvements.

Operating Loans

Like all of our loans, this type of financing can be customized to your individual production schedule.

Rural Home Loans

We offer rural home loans and rural development home loans so you can create comfort on agricultural subdivision lots or on a tract of land in the woods.


Don't take our word for it, see what our
customers are saying about Legacy Ag Credit.

News

Legacy Ag Credit Blog

Exploring Farm Equipment Loan Rates in Texas

Farm equipment is essential for agricultural success, but financing can be challenging. This article by Legacy Ag Credit will explore how farm equipment loans can help farmers and ranchers in Texas acquire necessary machinery without overwhelming their budgets. These loans cover various equipment types, from tractors to high-tech tools, allowing for manageable payments over time. Explore financing options, including traditional loans, leasing, and alternative financing, and how to secure competitive loan rates. Factors influencing these rates include local economic conditions and the borrower’s credit history. Find tips for obtaining the best rates include improving credit scores, shopping around, and considering larger down payments.

Read More
  • Legacy Ag Credit Blog

    Financing a Barndominium in Texas: Step-by-Step Guide

    Read More
  • Legacy Ag Credit Blog

    Overcoming Farm Operating Challenges

    Read More
  • Legacy Ag Credit Blog

    Can Cattle Ranching Be Sustainable?

    Read More
  • News

    Maier Named Relationship Manager in Terrell Office

    Read More