Rural Home Loans

Legacy Ag Credit values the pride that comes with creating a country homestead. We offer rural home loans and rural development home loans so you can create comfort on agricultural subdivision lots or on a tract of land in the woods. We also have experience financing and refinancing rural land loans.

While we love to assist our farmers, ranchers and agribusiness leaders with operational loans and equipment loans, we know that relaxation and quality family time can be best achieved with the right home. Interested in country living or looking to upgrade your existing rural living situation? Come talk to us about our available rural home loans. Whether you have a piece of vacant land that is ready for a home development or if it's time for a new home on your property, our qualified lenders are here to help. We offer:

  • New construction loans to build the residence you’ve been waiting for.
  • Home loans on land not financed through Legacy Ag Credit.
  • Hassle-free home site financing.
  • Long-term, fixed rate options.

Home loans need to be straightforward without excessive fees or a difficult repayment process for the borrower. We can help you figure out the financing for any rural property you are interested in.

Have you always wanted a log cabin on a remote property? Maybe you have envisioned turning that old barn into a barndominium? Apply for a rural home loan with a fast and efficient visit to one of our convenient locations.

Can’t visit us right away? No problem. We have created an easy-to-use online application tool so that you can start the process.

Once you have completed the application process, Legacy Ag Credit will keep you up to date with the approval period. Our loan services don’t stop at approval. You can stay connected with us and if you are interested in additional services or need to look at new options, we can help.

Why choose Legacy AG Credit for your rural home loan?

From a simple loan solution to one that is more complex, we know that you have concerns about keeping on track and staying on budget. Legacy Ag Credit is a proud member of the Farm Credit System, a network of nationwide lenders that support rural America on the farm and at home.

When you choose Legacy Ag to build, purchase or refinance your rural home, you are trusting that our decades of experience in agricultural finance will be a good fit with what you want to accomplish. We’ve provided our services to refinance existing ranch houses and have helped clients who have purchased an existing home and need refinancing. We’ve also helped families receive the capital needed for new construction on rural acreage. Contact us today to begin your rural home loan application.

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