Careers at Legacy Ag Credit

Loan Closer

Sulphur Springs, Texas

August 4, 2025

Full Time

JOB DESCRIPTION:

Ensure preparation of loan closing requirements and instruments within accepted procedures and guidelines of the Association and prepares loan closing packages. Perform title review and certification of liens covered by title insurance. This position is available from any Association office with a hybrid remote work option. 

 

ESSENTIAL FUNCTIONS:

  • Review commitments for title insurance to substantiate adequacy of the title to meet regulatory and Association requirements.
  • Organize loan closing requirements and instruments in compliance with all policies, procedures, and regulations. Ensure all requirements are met prior to closing and coordinates with the lending team on scheduling the loan closing.
  • Assemble and compile loan packages required for closing loans and / or servicing actions. Examine loan applications and closing documents for accuracy and completeness.
  • Verify sufficiency of legal description of the security of the collateral.
  • Prepare loan closing statements verifying net loan proceeds, loan maturity dates and initial interest and principal repayment dates. Request and approve loan proceeds (wire transfers) and verify receipt of funds by the title company.
  • Prepare various statements to meet the requirements of the Truth-in-Lending Act as required (i.e. Disclosure, RESPA, Right to Cancel).
  • Ensure that all documents have been properly signed, witnessed and notarized by all required individuals for loan booking.

 

 

SKILL REQUIREMENTS:

General knowledge of accounting/financial systems. General knowledge of office equipment and systems used for the storage and retrieval of business information. General knowledge of standard records management and file classification practices. General knowledge of title insurance, crop insurance and credit life insurance documentation. General knowledge of documentation requirements for title policies, deeds of trust, and collateral. Specialized knowledge of written correspondence principles. Skill in oral and written communication. Basic skill level in Microsoft Office applications.

 

EDUCATION AND EXPERIENCE REQUIREMENTS:

High school graduate plus two (2) to four (4) years experience in land or title examination and/or loan
documentation preparation with a working knowledge of consumer compliance regulations. General knowledge of accounting/financial systems and loan origination systems. Specialized knowledge of real estate security legal requirements, consumer compliance regulations and procedures, and loan processing procedures. Specialized knowledge of documentation requirements for title policies, deeds of trust, and collateral. Skill in oral and written communication. Skill in providing customer service. Intermediate skill level in Microsoft Office applications. Familiarity with the Encompass consumer loan origination system preferred but not required.

 

 

COMPANY PROFILE:  

Legacy Ag Credit, ACA is a full-service, locally owned cooperative lender specializing in financing rural land and agricultural operations in Northeast Texas. We are headquartered in Sulphur Springs and have six (6) offices conveniently located across the northeastern region of Texas in Sulphur Springs, Canton, Gilmer, Terrell, Longview, and Marshall. Part of the Farm Credit System, we provide financing for farms, timberland, recreational
property, agribusinesses, and rural homes.

 



BENEFITS:  

Our comprehensive benefit program includes, but is not limited to:

  • An outstanding company-wide incentive program

  • Accommodating and flexible vacation and sick leave

  • 10-12 paid holidays per year 

  • 401(k) plan with up to a 9% employer contribution/match

  • Affordable health, dental, and vision plans

  • Employer paid life insurance and disability

  • Tuition reimbursement

     

TO APPLY:

If you’re interested in joining the Legacy Ag Credit team and meet the minimum requirements for this position, please send your resume to:

 

Legacy Ag Credit, ACA

ATTN:  Sherry Sturgis, Senior Vice President/Chief Administrative Officer
303 Connally

Sulphur Springs, TX 75482

Sherry.Sturgis@legacyaca.com

AA/EOE/M/F/D/V


 

Career Opportunity - Loan Closer


 

 

Working on a farm or ranch isn’t the only way to work in agriculture. At Legacy Ag Credit, working in farming and ranching isn’t just a job, it’s a way of life. The more you get to know us, the more you’ll begin to understand no one is more dedicated to agriculture and the values of the people who work in this industry than the people at Legacy Ag Credit. For a work environment which will demand the best you have to offer and appreciate everything you have to give, there’s no better place to be than Farm Credit.

Why Work at Legacy Ag Credit

  • The opportunity, environment, and incentives for employees to deliver the highest level of services to customers, and to contribute to the attainment of Association goals.
  • A wide range of benefits including health insurance, retirement plans, vacation, holidays, sick leave, tuition reimbursement, and more. Of course, Legacy offers extremely competitive pay.
  • Friendly work environment.

Legacy Ag Credit’s vision is to be the premier provider of agricultural financial services, surpassing all other financial institutions in customer service, quality products, and innovative practices. By providing these services, we will directly assist the production and distribution of agricultural commodities throughout the United States and the world.

Legacy Ag Credit is an equal opportunity-affirmative action employer, and as an equal opportunity employer, Legacy is committed to complying with all applicable laws providing equal employment opportunities. Under the provisions of the Farm Credit Act, Legacy is also committed to the elimination of barriers that restrict employment opportunities available to minorities, women, disabled persons, and veterans.