About Us

Based in Sulphur Springs, Texas, Legacy Ag Credit is dedicated to serving the agricultural credit, risk management, and financial needs of farmers and ranchers in Northeast Texas.

Established nearly a century ago, Legacy Ag Credit is part of the Farm Credit System, a $250 billion nationwide network of lending institutions that provides credit and affiliated services to farm and ranch operators across the United States. Overall, the Farm Credit System supplies the nation's agricultural industry with nearly one-third of its credit needs. Click here for more information on the Farm Credit System and other Farm Credit Associations.

Unlike commercial banks, Farm Credit institutions do not take deposits. Instead, money is raised by selling system-wide bonds on Wall Street. The proceeds are then channeled through Farm Credit banks and associations to agricultural producers and cooperatives. Because of the market acceptance and attractiveness of Farm Credit securities and the volume of funds raised, Legacy Ag Credit is able to offer competitive interest rates and a nearly unlimited amount of capital to the agricultural sector in Northeast Texas.

Legacy Ag Credit has a network of five retail offices within the Northeast Texas corridor from just east of Dallas to the Louisiana border. The corporate headquarters is located at 303 Connally Street, Sulphur Springs, Texas 75482.

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